/* ==========================================================================
   Wall Street Institute — Stylesheet
   Navy / Gold professional finance theme
   ========================================================================== */

:root {
  --navy-950: #060b18;
  --navy-900: #0a1128;
  --navy-800: #0f1c3f;
  --navy-700: #16274f;
  --navy-600: #1e3363;
  --navy-500: #2a4479;
  --navy-100: #dbe3f5;
  --navy-50:  #f3f6fc;

  --gold-600: #a8791a;
  --gold-500: #c99a2e;
  --gold-400: #e0b94a;
  --gold-300: #f0d27f;
  --gold-100: #faf1d9;

  --ink: #101828;
  --ink-soft: #3a4459;
  --ink-mute: #667085;
  --white: #ffffff;
  --line: #e3e7f0;
  --bg-alt: #f6f8fc;

  --success: #1c7c4f;
  --danger: #b3261e;

  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 2px rgba(10, 17, 40, 0.06), 0 1px 3px rgba(10, 17, 40, 0.08);
  --shadow-md: 0 8px 24px rgba(10, 17, 40, 0.10);
  --shadow-lg: 0 20px 48px rgba(10, 17, 40, 0.18);

  --font-serif: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;

  --container: 1180px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; margin: 0; padding: 0; }
h1, h2, h3, h4 { font-family: var(--font-serif); font-weight: 700; line-height: 1.2; margin: 0 0 .5em; color: var(--navy-900); }
p { margin: 0 0 1em; color: var(--ink-soft); }
button { font-family: inherit; cursor: pointer; }
input, textarea, select { font-family: inherit; font-size: 1rem; }
svg { display: block; }

.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.section-tight { padding: 64px 0; }
.section-alt { background: var(--bg-alt); }
.section-navy { background: linear-gradient(180deg, var(--navy-900), var(--navy-800)); color: var(--navy-100); }
.section-navy h2, .section-navy h3 { color: var(--white); }
.section-navy p { color: rgba(219, 227, 245, 0.82); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: 14px;
}
.eyebrow::before { content: ""; width: 26px; height: 2px; background: var(--gold-500); display: inline-block; }
.section-navy .eyebrow { color: var(--gold-400); }

.section-head { max-width: 680px; margin: 0 0 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); }
.section-head p { font-size: 1.05rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: .95rem;
  letter-spacing: .02em;
  border: 1.5px solid transparent;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease, color .15s ease, border-color .15s ease;
  white-space: nowrap;
}
.btn-gold {
  background: linear-gradient(135deg, var(--gold-400), var(--gold-600));
  color: var(--navy-950);
  box-shadow: var(--shadow-sm);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-outline {
  background: transparent;
  border-color: rgba(255,255,255,0.5);
  color: var(--white);
}
.btn-outline:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }
.btn-navy {
  background: var(--navy-900);
  color: var(--white);
}
.btn-navy:hover { background: var(--navy-700); transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-ghost {
  background: transparent;
  border-color: var(--line);
  color: var(--navy-900);
}
.btn-ghost:hover { border-color: var(--navy-500); background: var(--navy-50); }
.btn-sm { padding: 10px 18px; font-size: .85rem; }
.btn-block { width: 100%; }
.btn[disabled] { opacity: .55; cursor: not-allowed; transform: none !important; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 500;
  background: rgba(6, 11, 24, 0.92);
  backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  transition: background-color .25s ease, box-shadow .25s ease;
}
.site-header.is-scrolled { box-shadow: 0 6px 24px rgba(0,0,0,0.25); }
.header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: 84px;
}
.brand { display: flex; align-items: center; gap: 12px; color: var(--white); }
.brand-mark {
  width: 42px; height: 42px;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--gold-400), var(--gold-600));
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-serif);
  font-weight: 700;
  color: var(--navy-950);
  font-size: 1.15rem;
  flex-shrink: 0;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-text strong { font-family: var(--font-serif); font-size: 1.15rem; letter-spacing: .01em; }
.brand-text span { font-size: .66rem; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-300); }

.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav a {
  color: rgba(255,255,255,0.85);
  font-size: .92rem;
  font-weight: 600;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  transition: background-color .15s ease, color .15s ease;
}
.main-nav a:hover { background: rgba(255,255,255,0.08); color: var(--white); }
.main-nav a.is-active { color: var(--gold-400); }

.header-cta { display: flex; align-items: center; gap: 10px; }
.portal-link {
  color: rgba(255,255,255,0.75);
  font-size: .85rem;
  font-weight: 600;
  display: inline-flex; align-items: center; gap: 6px;
  padding: 8px 6px;
}
.portal-link:hover { color: var(--white); }

.nav-toggle {
  display: none;
  width: 42px; height: 42px;
  border-radius: 8px;
  border: 1px solid rgba(255,255,255,0.2);
  background: transparent;
  align-items: center; justify-content: center;
  flex-direction: column; gap: 4px;
}
.nav-toggle span { width: 20px; height: 2px; background: var(--white); display: block; transition: transform .2s ease, opacity .2s ease; }
.nav-toggle.is-open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.nav-toggle.is-open span:nth-child(2) { opacity: 0; }
.nav-toggle.is-open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: radial-gradient(1200px 600px at 85% -10%, rgba(201,154,46,0.20), transparent 60%),
              linear-gradient(180deg, var(--navy-950), var(--navy-900) 60%, var(--navy-800));
  color: var(--white);
  overflow: hidden;
  padding: 88px 0 96px;
}
.hero::after {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cg fill='none' stroke='%23ffffff' stroke-opacity='0.05'%3E%3Cpath d='M0 60H120M60 0V120'/%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; position: relative; z-index: 1; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(224,185,74,0.12);
  border: 1px solid rgba(224,185,74,0.35);
  color: var(--gold-300);
  padding: 8px 14px;
  border-radius: 100px;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 22px;
}
.hero h1 {
  color: var(--white);
  font-size: clamp(2.2rem, 4.4vw, 3.6rem);
  margin-bottom: 20px;
  letter-spacing: -.01em;
}
.hero h1 em { font-style: normal; color: var(--gold-400); }
.hero-sub { font-size: 1.12rem; color: rgba(219,227,245,0.85); max-width: 540px; margin-bottom: 32px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 40px; }
.hero-meta { display: flex; flex-wrap: wrap; gap: 28px; }
.hero-meta div { display: flex; flex-direction: column; }
.hero-meta strong { font-family: var(--font-serif); font-size: 1.5rem; color: var(--white); }
.hero-meta span { font-size: .78rem; color: rgba(219,227,245,0.65); text-transform: uppercase; letter-spacing: .08em; }

.hero-panel {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 28px;
  backdrop-filter: blur(6px);
  box-shadow: var(--shadow-lg);
}
.hero-panel-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; }
.hero-panel-head h3 { color: var(--white); font-size: 1.05rem; margin: 0; }
.ticker-pill { font-size: .7rem; font-weight: 700; padding: 4px 10px; border-radius: 100px; letter-spacing: .04em; }
.ticker-pill.up { background: rgba(28,124,79,0.18); color: #4fd398; }
.ticker-pill.down { background: rgba(179,38,30,0.18); color: #ff8f87; }
.ticker-row {
  display: flex; align-items: center; justify-content: space-between;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  font-size: .92rem;
}
.ticker-row:last-child { border-bottom: none; }
.ticker-sym { color: var(--white); font-weight: 700; }
.ticker-name { color: rgba(219,227,245,0.55); font-size: .78rem; }
.ticker-val { color: var(--white); font-variant-numeric: tabular-nums; }

/* ---------- Trust bar ---------- */
.trust-bar { background: var(--navy-800); padding: 22px 0; border-top: 1px solid rgba(255,255,255,0.06); border-bottom: 1px solid rgba(255,255,255,0.06); }
.trust-row { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 18px; }
.trust-row span { color: rgba(219,227,245,0.55); font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.trust-logos { display: flex; gap: 32px; flex-wrap: wrap; }
.trust-logos span { color: rgba(219,227,245,0.75); font-family: var(--font-serif); font-size: 1rem; letter-spacing: .02em; text-transform: none; font-weight: 700; }

/* ---------- Cards / Grids ---------- */
.grid { display: grid; gap: 28px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.market-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 30px 26px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  position: relative;
  overflow: hidden;
}
.market-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: transparent; }
.market-card .icon-tile { margin-bottom: 18px; }
.market-card h3 { font-size: 1.2rem; margin-bottom: 8px; }
.market-card p { font-size: .93rem; margin-bottom: 16px; }
.market-card .card-link { font-weight: 700; font-size: .87rem; color: var(--navy-800); display: inline-flex; align-items: center; gap: 6px; }
.market-card .card-link svg { width: 14px; height: 14px; transition: transform .15s ease; }
.market-card:hover .card-link svg { transform: translateX(4px); }
.market-card .card-tag {
  position: absolute; top: 22px; right: 22px;
  font-size: .68rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
  color: var(--gold-600); background: var(--gold-100); padding: 4px 10px; border-radius: 100px;
}

.icon-tile {
  width: 52px; height: 52px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  display: flex; align-items: center; justify-content: center;
}
.icon-tile svg { width: 26px; height: 26px; stroke: var(--gold-400); }
.icon-tile.gold { background: linear-gradient(135deg, var(--gold-400), var(--gold-600)); }
.icon-tile.gold svg { stroke: var(--navy-950); }

.benefit-item { display: flex; gap: 16px; align-items: flex-start; }
.benefit-check {
  flex-shrink: 0;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--gold-100);
  display: flex; align-items: center; justify-content: center;
  margin-top: 2px;
}
.benefit-check svg { width: 15px; height: 15px; stroke: var(--gold-600); }
.benefit-item h4 { font-size: 1.02rem; margin-bottom: 4px; }
.benefit-item p { font-size: .9rem; margin-bottom: 0; }

.section-navy .benefit-check { background: rgba(224,185,74,0.14); }

/* ---------- Framework / Steps ---------- */
.steps { counter-reset: step; }
.step-item { display: flex; gap: 20px; padding: 26px 0; border-bottom: 1px solid var(--line); }
.step-item:last-child { border-bottom: none; }
.step-num {
  counter-increment: step;
  flex-shrink: 0;
  width: 46px; height: 46px;
  border-radius: 50%;
  border: 1.5px solid var(--gold-500);
  color: var(--gold-600);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-serif); font-weight: 700; font-size: 1.05rem;
}
.step-num::before { content: counter(step, decimal-leading-zero); }
.step-item h4 { margin-bottom: 6px; font-size: 1.08rem; }
.step-item p { margin-bottom: 0; font-size: .93rem; }

/* ---------- Framework grid (six-point) ---------- */
.framework-card {
  background: var(--navy-900);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  color: var(--navy-100);
}
.framework-card .icon-tile { margin-bottom: 16px; }
.framework-card h3 { color: var(--white); font-size: 1.08rem; margin-bottom: 8px; }
.framework-card p { font-size: .89rem; color: rgba(219,227,245,0.72); margin-bottom: 0; }

/* ---------- Stats ---------- */
.stats-bar { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 24px; text-align: center; }
.stat-item strong { display: block; font-family: var(--font-serif); font-size: clamp(1.8rem, 3vw, 2.6rem); color: var(--navy-900); }
.section-navy .stat-item strong { color: var(--gold-400); }
.stat-item span { font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; color: var(--ink-mute); }
.section-navy .stat-item span { color: rgba(219,227,245,0.65); }

/* ---------- Testimonials ---------- */
.testi-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column; gap: 16px;
}
.testi-stars { color: var(--gold-500); font-size: .95rem; letter-spacing: 2px; }
.testi-quote { font-size: .96rem; color: var(--ink-soft); font-style: italic; flex-grow: 1; }
.testi-person { display: flex; align-items: center; gap: 12px; }
.testi-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-700), var(--navy-500));
  color: var(--white); display: flex; align-items: center; justify-content: center;
  font-family: var(--font-serif); font-weight: 700;
}
.testi-person strong { display: block; font-size: .92rem; color: var(--navy-900); }
.testi-person span { font-size: .78rem; color: var(--ink-mute); }

.disclaimer-box {
  background: var(--navy-50);
  border: 1px solid var(--navy-100);
  border-left: 4px solid var(--gold-500);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
  font-size: .84rem;
  color: var(--ink-mute);
}
.disclaimer-box strong { color: var(--navy-800); }

/* ---------- Pricing ---------- */
.price-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 36px 30px;
  display: flex; flex-direction: column;
  position: relative;
}
.price-card.featured {
  border-color: var(--gold-500);
  box-shadow: var(--shadow-lg);
  transform: translateY(-10px);
}
.price-card .ribbon {
  position: absolute; top: -14px; left: 30px;
  background: linear-gradient(135deg, var(--gold-400), var(--gold-600));
  color: var(--navy-950);
  font-size: .72rem; font-weight: 700; letter-spacing: .05em; text-transform: uppercase;
  padding: 6px 14px; border-radius: 100px;
}
.price-card h3 { font-size: 1.25rem; margin-bottom: 6px; }
.price-card .price-tag { display: flex; align-items: baseline; gap: 6px; margin: 14px 0 6px; }
.price-card .price-tag strong { font-family: var(--font-serif); font-size: 2.4rem; color: var(--navy-900); }
.price-card .price-tag span { color: var(--ink-mute); font-size: .88rem; }
.price-card .price-desc { font-size: .88rem; margin-bottom: 22px; }
.price-features { display: flex; flex-direction: column; gap: 12px; margin-bottom: 28px; flex-grow: 1; }
.price-features li { display: flex; gap: 10px; align-items: flex-start; font-size: .89rem; color: var(--ink-soft); }
.price-features svg { width: 16px; height: 16px; stroke: var(--success); flex-shrink: 0; margin-top: 3px; }

/* ---------- Workshop cards ---------- */
.tabs { display: inline-flex; background: var(--bg-alt); border: 1px solid var(--line); border-radius: 100px; padding: 4px; margin-bottom: 8px; }
.tab-btn {
  border: none; background: transparent; padding: 10px 22px; border-radius: 100px;
  font-weight: 700; font-size: .88rem; color: var(--ink-mute);
  transition: background-color .15s ease, color .15s ease;
}
.tab-btn.is-active { background: var(--navy-900); color: var(--white); }
.tab-panel { display: none; }
.tab-panel.is-active { display: block; }

.workshop-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 22px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  transition: box-shadow .15s ease, border-color .15s ease;
}
.workshop-card:hover { box-shadow: var(--shadow-sm); border-color: var(--navy-100); }
.workshop-card .wc-loc { display: flex; gap: 14px; align-items: center; }
.workshop-card .wc-icon { width: 44px; height: 44px; border-radius: 10px; background: var(--navy-50); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.workshop-card .wc-icon svg { width: 20px; height: 20px; stroke: var(--navy-700); }
.workshop-card h4 { margin: 0 0 2px; font-size: 1rem; }
.workshop-card .wc-state { font-size: .8rem; color: var(--ink-mute); }
.workshop-card .wc-date { font-size: .82rem; color: var(--ink-mute); text-align: right; min-width: 140px; }
.status-dot { display: inline-flex; align-items: center; gap: 6px; font-size: .74rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; }
.status-dot::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--success); }
.status-dot.full::before { background: var(--gold-500); }
.status-dot.full { color: var(--gold-600); }
.status-dot.open { color: var(--success); }

/* ---------- Instructor ---------- */
.instructor-card { display: flex; gap: 20px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); padding: 26px; }
.instructor-photo {
  width: 84px; height: 84px; border-radius: 50%; flex-shrink: 0;
  background: linear-gradient(135deg, var(--navy-700), var(--navy-500));
  display: flex; align-items: center; justify-content: center;
  color: var(--white); font-family: var(--font-serif); font-size: 1.6rem; font-weight: 700;
}
.instructor-card h4 { margin-bottom: 2px; }
.instructor-role { font-size: .82rem; color: var(--gold-600); font-weight: 700; text-transform: uppercase; letter-spacing: .04em; margin-bottom: 10px; }
.instructor-card p { font-size: .9rem; margin-bottom: 0; }

/* ---------- Accordion (FAQ) ---------- */
.accordion { border-top: 1px solid var(--line); }
.accordion-item { border-bottom: 1px solid var(--line); }
.accordion-trigger {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  background: none; border: none;
  padding: 22px 4px;
  text-align: left;
  font-size: 1rem; font-weight: 700; color: var(--navy-900);
  font-family: var(--font-serif);
}
.accordion-trigger .plus { flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%; border: 1.5px solid var(--gold-500); position: relative; }
.accordion-trigger .plus::before, .accordion-trigger .plus::after { content:""; position:absolute; background: var(--gold-600); top: 50%; left: 50%; transform: translate(-50%,-50%); }
.accordion-trigger .plus::before { width: 11px; height: 1.5px; }
.accordion-trigger .plus::after { width: 1.5px; height: 11px; transition: opacity .15s ease; }
.accordion-item.is-open .accordion-trigger .plus::after { opacity: 0; }
.accordion-panel { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.accordion-panel-inner { padding: 0 4px 22px; }
.accordion-panel-inner p { font-size: .93rem; margin-bottom: 0; }
.faq-cat-label { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--gold-600); margin: 40px 0 6px; }
.faq-cat-label:first-child { margin-top: 0; }

/* ---------- Forms ---------- */
.form-field { margin-bottom: 18px; }
.form-field label { display: block; font-size: .84rem; font-weight: 700; color: var(--navy-900); margin-bottom: 7px; }
.form-field input, .form-field select, .form-field textarea {
  width: 100%; padding: 13px 14px; border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  background: var(--white); color: var(--ink);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: none; border-color: var(--navy-500); box-shadow: 0 0 0 3px rgba(42,68,121,0.12);
}
.form-field textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-check { display: flex; align-items: flex-start; gap: 10px; font-size: .82rem; color: var(--ink-mute); margin-bottom: 20px; }
.form-check input { width: 16px; height: 16px; margin-top: 2px; flex-shrink: 0; }
.form-note { font-size: .78rem; color: var(--ink-mute); margin-top: 10px; }
.form-success {
  display: none;
  background: #eaf6ef; border: 1px solid #bfe3cc; color: var(--success);
  padding: 14px 16px; border-radius: var(--radius-sm); font-size: .88rem; font-weight: 600; margin-top: 16px;
}
.form-success.is-visible { display: block; }

.contact-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); padding: 26px; display: flex; gap: 16px; align-items: flex-start; }
.contact-card .icon-tile { flex-shrink: 0; }
.contact-card h4 { font-size: 1rem; margin-bottom: 4px; }
.contact-card p { font-size: .89rem; margin-bottom: 0; }

/* ---------- CTA banner ---------- */
.cta-banner {
  background: linear-gradient(120deg, var(--navy-900), var(--navy-700));
  border-radius: var(--radius-lg);
  padding: 56px;
  display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap;
  color: var(--white);
  position: relative; overflow: hidden;
}
.cta-banner::after {
  content: "";
  position: absolute; right: -60px; top: -60px; width: 260px; height: 260px; border-radius: 50%;
  background: radial-gradient(circle, rgba(224,185,74,0.25), transparent 70%);
}
.cta-banner h2 { color: var(--white); margin-bottom: 8px; font-size: clamp(1.5rem, 2.6vw, 2.1rem); }
.cta-banner p { color: rgba(219,227,245,0.8); margin-bottom: 0; max-width: 460px; }
.cta-actions { display: flex; gap: 14px; flex-wrap: wrap; position: relative; z-index: 1; }

/* ---------- Blog ---------- */
.blog-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); overflow: hidden; display: flex; flex-direction: column; }
.blog-thumb { height: 170px; background: linear-gradient(135deg, var(--navy-800), var(--navy-500)); position: relative; }
.blog-thumb .tag { position: absolute; bottom: 14px; left: 16px; background: rgba(255,255,255,0.14); backdrop-filter: blur(4px); color: var(--white); font-size: .72rem; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; padding: 5px 12px; border-radius: 100px; }
.blog-body { padding: 22px; display: flex; flex-direction: column; gap: 10px; flex-grow: 1; }
.blog-meta { font-size: .76rem; color: var(--ink-mute); text-transform: uppercase; letter-spacing: .05em; }
.blog-body h3 { font-size: 1.08rem; margin-bottom: 0; }
.blog-body p { font-size: .89rem; flex-grow: 1; }
.blog-read { font-size: .84rem; font-weight: 700; color: var(--navy-800); }

/* ---------- Page hero (interior pages) ---------- */
.page-hero {
  background: linear-gradient(180deg, var(--navy-950), var(--navy-800));
  color: var(--white);
  padding: 64px 0 56px;
}
.page-hero .breadcrumb { font-size: .82rem; color: rgba(219,227,245,0.6); margin-bottom: 14px; }
.page-hero .breadcrumb a:hover { color: var(--gold-400); }
.page-hero h1 { color: var(--white); font-size: clamp(1.9rem, 3.6vw, 2.8rem); margin-bottom: 12px; }
.page-hero p { color: rgba(219,227,245,0.8); max-width: 620px; margin-bottom: 0; font-size: 1.02rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-950); color: rgba(219,227,245,0.72); padding: 72px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr 1.2fr; gap: 32px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.footer-brand p { color: rgba(219,227,245,0.6); font-size: .88rem; margin: 14px 0 18px; max-width: 260px; }
.footer-col h5 { color: var(--white); font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; margin-bottom: 16px; font-family: var(--font-sans); }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col a { font-size: .88rem; color: rgba(219,227,245,0.68); transition: color .15s ease; }
.footer-col a:hover { color: var(--gold-400); }
.social-row { display: flex; gap: 10px; margin-top: 4px; }
.social-row a { width: 36px; height: 36px; border-radius: 50%; border: 1px solid rgba(255,255,255,0.16); display: flex; align-items: center; justify-content: center; }
.social-row a:hover { background: rgba(255,255,255,0.08); }
.social-row svg { width: 16px; height: 16px; stroke: rgba(219,227,245,0.85); }
.newsletter-form { display: flex; gap: 8px; margin-top: 6px; }
.newsletter-form input { flex-grow: 1; padding: 11px 12px; border-radius: var(--radius-sm); border: 1px solid rgba(255,255,255,0.16); background: rgba(255,255,255,0.05); color: var(--white); font-size: .86rem; }
.newsletter-form input::placeholder { color: rgba(219,227,245,0.4); }
.footer-bottom { padding: 22px 0 28px; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: .78rem; color: rgba(219,227,245,0.5); }
.footer-bottom a { color: rgba(219,227,245,0.5); }
.footer-bottom a:hover { color: var(--gold-400); }
.footer-legal-links { display: flex; gap: 18px; flex-wrap: wrap; }
.footer-disclosure { font-size: .76rem; color: rgba(219,227,245,0.42); padding: 22px 0; border-top: 1px solid rgba(255,255,255,0.06); line-height: 1.7; }

/* ---------- Legal pages ---------- */
.legal-content { max-width: 780px; }
.legal-content h2 { font-size: 1.35rem; margin-top: 40px; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content p, .legal-content li { color: var(--ink-soft); font-size: .95rem; }
.legal-content ul { list-style: disc; padding-left: 22px; margin-bottom: 1em; }
.legal-content ul li { margin-bottom: 6px; }
.legal-updated { font-size: .82rem; color: var(--ink-mute); margin-bottom: 32px; }

/* ---------- Modal ---------- */
.modal-overlay {
  position: fixed; inset: 0; background: rgba(6,11,24,0.72);
  display: none; align-items: center; justify-content: center; z-index: 1000; padding: 20px;
}
.modal-overlay.is-open { display: flex; }
.modal-box { background: var(--white); border-radius: var(--radius-lg); padding: 34px; max-width: 440px; width: 100%; position: relative; box-shadow: var(--shadow-lg); }
.modal-close { position: absolute; top: 18px; right: 18px; width: 34px; height: 34px; border-radius: 50%; border: none; background: var(--bg-alt); font-size: 1.1rem; color: var(--ink-mute); }
.modal-box h3 { margin-bottom: 6px; }
.modal-box .modal-sub { font-size: .9rem; color: var(--ink-mute); margin-bottom: 22px; }

/* ---------- Back to top ---------- */
.back-to-top {
  position: fixed; right: 24px; bottom: 24px; z-index: 400;
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--navy-900); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  border: none; box-shadow: var(--shadow-md);
  opacity: 0; visibility: hidden; transform: translateY(10px);
  transition: opacity .2s ease, transform .2s ease, visibility .2s ease;
}
.back-to-top.is-visible { opacity: 1; visibility: visible; transform: translateY(0); }
.back-to-top svg { width: 18px; height: 18px; stroke: var(--white); }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

/* ---------- Utility ---------- */
.flex { display: flex; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-12 { gap: 12px; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.text-center { text-align: center; }
.w-full { width: 100%; }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .main-nav { display: none; }
  .nav-toggle { display: flex; }
  .header-cta .portal-link span { display: none; }
  .site-header.nav-open .main-nav {
    display: flex; position: absolute; top: 84px; left: 0; right: 0;
    background: var(--navy-950); flex-direction: column; padding: 12px 24px 24px; gap: 2px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }
  .form-row { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .section { padding: 64px 0; }
  .grid-4, .grid-3 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-banner { padding: 36px 24px; flex-direction: column; align-items: flex-start; }
  .stats-bar { justify-content: flex-start; gap: 32px; }
  .workshop-card { flex-direction: column; align-items: flex-start; }
  .workshop-card .wc-date { text-align: left; }
  .instructor-card { flex-direction: column; }
}